Making Homes Warmer, Greener, and More Affordable
The Great British Insulation Scheme (GBIS) is a government-backed programme helping households across the UK improve their energy efficiency with free or heavily subsidised insulation upgrades.
Whether you are a homeowner, private tenant, or landlord, GBIS could help you cut your energy bills, lower your carbon emissions, and enjoy a warmer, healthier home.
At Warm Life, we are a certified delivery partner, helping eligible households access free or low-cost insulation measures, including loft, cavity wall, and solid wall insulation, and more.
What Is the Great British Insulation Scheme?
Previously known as ECO+, the GBIS was introduced to complement the existing ECO4 programme (link to ECO4 page) and open access to a wider range of households.
While ECO4 focuses on low-income and vulnerable households, GBIS targets:
- Homes in council tax bands A–D in England (A–E in Wales and Scotland)
- Properties with lower energy performance, particularly EPC ratings of D or below
The aim is to tackle poorly insulated homes nationwide, helping millions of people enjoy the comfort and savings that come with a well-insulated property.
What Home Improvements Does GBIS Cover
Depending on your property, GBIS may fund one or more of the following:
- Loft Insulation – Stops heat escaping through the roof
- Cavity Wall Insulation – Fills gaps between external walls to retain warmth
- Solid Wall Insulation – Internal or external insulation for homes without cavity walls
- Floor Insulation – Reduces draughts and heat loss from floors
- Room-in-Roof Insulation – Keeps converted loft rooms comfortable year-round
- Secondary Glazing / Draught Proofing – Smaller measures in some cases
All installations are carried out by accredited professionals and come with long-term warranties for peace of mind.
Who Is Eligible for GBIS?
GBIS has broader criteria than most energy-efficiency schemes, so you might qualify even if you don’t receive benefits.
1. General Group Eligibility
You may be eligible if:
- Your home has an EPC rating of D, E, F, or G
- You are in council tax bands A–D in England (A–E in Wales and Scotland)
- You own your home or rent privately
In this group, you may receive a single insulation measure (like loft insulation). Some households may be asked to contribute toward the cost, but in most cases, the upgrade is fully funded.
2. Low-Income Group Eligibility
You could qualify for free insulation if you:
- Receive qualifying benefits
- Are identified as low-income and vulnerable (through LA Flex or health conditions)
- Meet the same EPC and council tax band rules as above
Why Upgrade with GBIS?
Insulating your home has multiple long-term benefits:
- Lower Energy Bills – Reduce heating costs by keeping warmth in
- Improved Comfort – Eliminate draughts, cold spots, and condensation
- Lower Carbon Emissions – Help the UK reach Net Zero targets
- Better Health & Wellbeing – A consistently warm home supports good health
- Increased Property Value – Boost your EPC rating and market appeal
How the GBIS Process Works
We have made it simple to start saving:
- Check Your Eligibility
Complete our online form or speak to a Warm Life advisor. - Book a Free Survey
Our assessor will review your current insulation and recommend the best options. - Professional Installation
Accredited installers carry out the work quickly and with minimal disruption. - Enjoy the Benefits
Experience a warmer, more efficient home and lower bills, immediately.
Get Started with the Great British Insulation Scheme Today
Check if you qualify in minutes and start enjoying the benefits of a warmer, more energy-efficient home, with no upfront cost in most cases.
The Local Authority Flexible Eligibility (LA Flex) scheme is a vital part of the UK’s Energy Company Obligation (ECO4) programme . It allows local councils to widen access to free home energy improvements, even if a household does not receive traditional benefits.
Through LA Flex, more people can qualify for free insulation, heating system upgrades, solar panels, and other home energy improvements based on their income, health, or housing conditions, rather than just benefit entitlement.
Warm Life works directly with local authorities across the UK to deliver fully funded upgrades to eligible households under LA Flex, at no cost to the homeowner or tenant.
What Is LA Flex?
LA Flex stands for Local Authority Flexible Eligibility. It was introduced to make the ECO4 scheme more inclusive by enabling councils to identify households in need of support, even if those households fall outside the usual eligibility rules.
It gives councils the flexibility to help residents who:
- Are on a low income
- Have high energy bills
- Live in cold or inefficient homes
- Suffer from long-term health conditions
- Are vulnerable due to age or disability
With council approval, these households can receive free energy efficiency upgrades funded by energy suppliers and installed by certified partners like Warm Life.
What Can You Get Under LA Flex?
If you qualify under LA Flex, you could receive a range of fully funded home improvements, including:
- Loft insulation
- Cavity wall insulation
- Internal/external wall insulation
- First-time central heating
- High heat retention storage heaters
- Air source heat pumps
- Free solar panels
- Smart heating controls
- Ventilation improvements
These upgrades are designed to lower your energy bills, improve home comfort, and reduce your household’s carbon footprint.
Who Is Eligible for LA Flex?
Unlike the main ECO4 scheme , which requires someone in the household to be on means-tested benefits. LA Flex eligibility is determined by your local council using flexible criteria. You may qualify if:
- Your household income is below a certain threshold
- You spend a large portion of your income on energy bills
- You live in a home with a poor EPC rating (D–G)
- You have young children, elderly residents, or vulnerable occupants
- Someone in the home has a chronic illness or disability affected by cold conditions (e.g., asthma, arthritis, heart or respiratory conditions)
Warm Life will assess your situation and, if you are likely to qualify, we will submit your case to the local authority for approval under their LA Flex statement.
What Is the LA Flex Process?
We have made the process simple and stress-free:
-
Quick Assessment
Complete our short eligibility form or call our team. We’ll determine whether you may qualify under LA Flex or the core ECO4 rules.
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Council Approval
If you’re eligible through LA Flex, we’ll submit your details to your local authority under their flexible eligibility policy.
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Free Home Survey
One of our qualified surveyors will visit your property to assess your current heating and insulation setup and identify improvements.
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Fully Funded Installation
Once approved, our certified installers will carry out the upgrades, with no cost to you. Everything is fully funded through ECO4.
Why Apply Through LA Flex?
Many people wrongly assume they don’t qualify for free energy improvements because they don’t claim benefits. LA Flex makes it possible for hard-working families, pensioners, and those with health needs to access the same level of support.
With energy bills at record highs and growing concerns about home warmth, now is the time to act. LA Flex could help you:
- Enjoy a warmer, healthier home
- Reduce heating costs
- Improve EPC rating and property value
- Cut carbon emissions
- Avoid future repairs caused by damp, mould, or inefficient systems
Why Choose Warm Life for LA Flex Installations?
At Warm Life, we’re proud to be a trusted ECO4 delivery partner working in partnership with councils to bring LA Flex to households across the UK. We provide:
- Free eligibility checks and council coordination
- Fully certified surveyors and installers
- Friendly, no-pressure service
- Warranty-backed work and government funding
- Ongoing support even after the job is done
We handle everything, from the paperwork to installation, so you don’t have to worry.
